Financial Statements and Ratios Analyzer
A professional business dashboard that converts financial statements into indicators, interpretations, and actionable recommendations.
Turn Financial Statements into Clear Management Decisions
Enter the balance sheet and income statement data, then review 33 ratios and indicators plus horizontal and vertical analysis, DuPont, Altman Z-Score, and the executive report.
Quick Actions
Analysis Alerts
Data Readiness
Score Components
Settings & Data Management
Report identity, display preferences, backups, imports, and exports.
Company & Report Identity
Data Management
Excel Data
Download the official template, enter your financial statement figures, then upload it to populate the fields automatically before analysis.
Download Data Template
A structured template containing every field used by the tool.
Upload Excel File
Import values into the fields automatically, then review them before running the analysis.
Financial Data Entry Center
Enter company, balance sheet, income statement, and prior-year data in one clear sequence.
Company & Report Information
These details appear in the strategic report header and printout.
Balance Sheet
Assets, liabilities, equity, and working-capital items.
Income Statement & Profitability
Revenue, costs, profits, and supporting analysis items.
Previous Year Data
Used to measure growth, decline, and changes in profitability and assets.
Financial Ratios Library
Choose a category to view its indicators with visual scoring and direct interpretation.
Liquidity & Working Capital
Ability to meet short-term obligations without operating pressure.
Reflects working-capital quality and speed of conversion to cash.
Operating Activity & Efficiency
Speed of converting inventory, receivables, and assets into revenue and cash flow.
Shows operating efficiency and resource utilization.
Profitability & Returns
Margin quality and the ability of revenue, assets, and equity to generate profit.
Helps assess profitability sustainability and operating strength.
Leverage & Capital Structure
Reliance on liabilities and the degree of asset protection provided by equity.
Shows sensitivity to financing and long-term obligations.
Market & Valuation
Measures per-share performance, valuation, and dividends when market data is available.
Helps understand how performance is reflected in market value.
Coverage & Financial Safety
Ability of earnings and estimated cash flow to service interest and debt.
Provides early warning on financial safety and obligation coverage.
Horizontal Analysis (Trends & Changes)
| Financial Item | Previous Year | Current Year | Difference | Change % | Trend |
|---|
Overall Trend Analysis
Vertical Analysis (Common Size)
Balance Sheet (% of Total Assets)
Income Statement (% of Revenue)
DuPont Model — Return on Equity Analysis
Return on Equity = Net Profit Margin × Asset Turnover × Equity Multiplier
Altman Z-Score — Financial Distress Prediction
Analytical Charts
Asset Structure
Liabilities & Equity Structure
Income Statement Analysis
Key Performance Indicators
Financial Ratio Trends
Risk Indicators
Financial Statements and Ratios Analysis Report
Comprehensive Strategic Report
Understanding Financial Statement and Ratio Analysis Results
The following section is designed for reading and indexing and is visually separated from the input and results areas to keep the tool clear and fast.
How to Use the Tool
- Enter the company or entity name so it appears in the final report.
- Enter current-year balance sheet and income statement data.
- Add previous-year data for horizontal analysis and comparisons.
- Select the appropriate currency, then click Analyze Financial Data.
- Review the financial ratios, charts, and strategic report.
Practical Example
If revenue is 500,000 and net income is 50,000, the net profit margin is 10%. After entering assets, liabilities, and equity, the tool presents liquidity, profitability, and leverage indicators to clarify the company’s financial position.
When Should You Use This Tool?
- When analyzing a company or project during a specific financial period.
- When comparing current-year results with the previous year.
- Before preparing a financial report for management or investors.
- When evaluating liquidity, profitability, and financial risk.
Financial Analysis Knowledge Guide
What is the difference between horizontal and vertical analysis?
Horizontal Analysis: Compares financial data across different time periods to measure growth or decline. Vertical Analysis: Converts each item to a percentage of a total to determine internal composition.
What is the DuPont model and why is it important?
The DuPont model breaks Return on Equity into Net Profit Margin, Asset Turnover, and financial leverage, helping identify the true source of profitability.
How Does the Altman Z-Score Work?
Altman Z-Score uses five financial variables to estimate financial distress risk. A lower score indicates higher risk, while a higher score indicates a safer position.
What is the ideal current ratio?
A current ratio between 1.5 and 2.0 is often considered healthy, but the final assessment depends on the industry, operating cycle, collection speed, and inventory conversion.
What is a healthy inventory turnover rate?
It depends on the industry, but a relatively high turnover often indicates efficient inventory management, while a low rate may indicate excess inventory or weak sales.
What Is the Difference Between ROA and ROE?
Return on Assets: Measures how efficiently all assets generate profit. Return on Equity: Measures profitability from the owners’ or shareholders’ perspective.
Does the Tool Replace an Accountant or Financial Analyst?
No. The tool supports analysis, education, estimation, and decision-making, but it does not replace professional review for material decisions.